Loan Application Fact Finder

Step 1 of 19 - Number of Applicants

Number of Applicants(Required)
- One
- Two

Role of Applicant(Required)
- Primary Applicant
- Co-applicant
Type of Applicant(Required)
- Company
- Trust
- Guarantor
- Individual
Company Type(Required)
Industry(Required)
ACN
ABN
ARBN
Where registered (State or Territory)(Required)
Registration Date(Required)
DD slash MM slash YYYY

Beneficial Owner(s) or Trustees

Personal Details
Name(Required)
Title First Name Middle Name Surname
Marital Status(Required)
- Single
- Married
- De facto
- Divorced
- Widowed
- Separated
Residency Status(Required)
- Citizen
- Resident
If Non-Resident, please select "other" and specify country.
Contact Details
Home Phone
Home Fax
Mobile
Work Phone
Email
Work Fax
Preferred Contact Method
- Home Phone
- Mobile
- Email
- Home Fax
- Work Phone
- Work Fax
Current Residential Status(Required)
- Renting
- Boarding
- With Parents
- Caravan
- Own Home - Mortgage
- Own Home - no debts
Current Residential Address(Required)
Street Address Suburb State Postcode
Start time at current address(Required)
DD slash MM slash YYYY
Previous Residential Address (If less than 2 years at current)
Street Address Suburb State Postcode
Note: Additional Address details may need to be added to provide at least 3 years of residential address history for some lenders
Number of Dependants

Dependant's Age(s)

List dependants against one applicant only. Add more dependants as necessary.

Current Employment Status
- Primary
- Secondary
- Retired
- PAYG
- Self Employed
- Unemployed
- Student
- Home Duties
- Govt Benefit
- Full Time
- Part Time
- Casual
- Temporary
- Public System
- Private System
- Other
More than one may apply
Other Employment Status(Required)
Occupation(Required)
Employer(Required)
Employed Since(Required)
DD slash MM slash YYYY

If tenure less than the accepted lender policy, previous employment details must be included
Employer or Company contact details (HR / payroll)
Contact Name(Required)
Contact Number(Required)
Contact Email(Required)
Employer or Company Address(Required)
Street Address Suburb State Postcode
Currently On Probation(Required)
- Yes
- No
Probationary period expires(Required)
MM slash DD slash YYYY
Previous or Secondary Employment Status if applicable
- Primary
- Secondary
- Retired
- PAYG
- Self Employed
- Unemployed
- Student
- Home Duties
- Govt Benefit
- Full Time
- Part Time
- Casual
- Temporary
- Public System
- Private System
- Other
More than one may apply
Other Employment Status(Required)
Occupation(Required)
Employer(Required)
Employed Since(Required)
DD slash MM slash YYYY

If tenure less than the accepted lender policy, previous employment details must be included
Employer or Company contact details (HR / payroll)
Contact Name(Required)
Contact Number(Required)
Contact Email(Required)
Employer or Company Address(Required)
Street Address Suburb State Postcode
Identification Applicant 1
(Refer to lending policy for specific requirements)
Document 1
Document Type
Document Number
Date of Issue
DD slash MM slash YYYY
Expiry Date
DD slash MM slash YYYY
Name on Document
Issued By
Place of Issue
Confirmation
- Original
- Certified
- Photo
- Address
- Full Name
- Signature
- DOB
Document 2
Document Type
Document Number
Date of Issue
DD slash MM slash YYYY
Expiry Date
DD slash MM slash YYYY
Name on Document
Issued By
Place of Issue
Confirmation
- Original
- Certified
- Photo
- Address
- Full Name
- Signature
- DOB

Role of Applicant(Required)
- Primary Applicant
- Co-applicant
Type of Applicant(Required)
- Company
- Trust
- Guarantor
- Individual
Company Type(Required)
Industry(Required)
ACN
ABN
ARBN
Where registered (State or Territory)(Required)
Registration Date(Required)
DD slash MM slash YYYY

Beneficial Owner(s) or Trustees

Personal Details
Name(Required)
Title First Name Middle Name Surname
Marital Status(Required)
- Single
- Married
- De facto
- Divorced
- Widowed
- Separated
Residency Status(Required)
- Citizen
- Resident
If Non-Resident, please select "other" and specify country.
Contact Details
Home Phone
Home Fax
Mobile
Work Phone
Email
Work Fax
Preferred Contact Method
- Home Phone
- Mobile
- Email
- Home Fax
- Work Phone
- Work Fax
Current Residential Status(Required)
- Renting
- Boarding
- With Parents
- Caravan
- Own Home - Mortgage
- Own Home - no debts
Current Residential Address(Required)
Street Address Suburb State Postcode
Start time at current address(Required)
DD slash MM slash YYYY
Previous Residential Address (If less than 2 years at current)
Street Address Suburb State Postcode
Note: Additional Address details may need to be added to provide at least 3 years of residential address history for some lenders
Number of Dependants

Dependant's Age(s)

List dependants against one applicant only. Add more dependants as necessary.

Current Employment Status
- Primary
- Secondary
- Retired
- PAYG
- Self Employed
- Unemployed
- Student
- Home Duties
- Govt Benefit
- Full Time
- Part Time
- Casual
- Temporary
- Public System
- Private System
- Other
More than one may apply
Other Employment Status(Required)
Occupation(Required)
Employer(Required)
Employed Since(Required)
DD slash MM slash YYYY

If tenure less than the accepted lender policy, previous employment details must be included
Employer or Company contact details (HR / payroll)
Contact Name(Required)
Contact Number(Required)
Contact Email(Required)
Employer or Company Address(Required)
Street Address Suburb State Postcode
Currently On Probation(Required)
- Yes
- No
Probationary period expires(Required)
MM slash DD slash YYYY
Previous or Secondary Employment Status if applicable
- Primary
- Secondary
- Retired
- PAYG
- Self Employed
- Unemployed
- Student
- Home Duties
- Govt Benefit
- Full Time
- Part Time
- Casual
- Temporary
- Public System
- Private System
- Other
More than one may apply
Other Employment Status(Required)
Occupation(Required)
Employer(Required)
Employed Since(Required)
DD slash MM slash YYYY

If tenure less than the accepted lender policy, previous employment details must be included
Employer or Company contact details (HR / payroll)
Contact Name(Required)
Contact Number(Required)
Contact Email(Required)
Employer or Company Address(Required)
Street Address Suburb State Postcode
Identification Applicant 2
(Refer to lending policy for specific requirements)
Document 1
Document Type
Document Number
Date of Issue
DD slash MM slash YYYY
Expiry Date
DD slash MM slash YYYY
Name on Document
Issued By
Place of Issue
Confirmation
- Original
- Certified
- Photo
- Address
- Full Name
- Signature
- DOB
Document 2
Document Type
Document Number
Date of Issue
DD slash MM slash YYYY
Expiry Date
DD slash MM slash YYYY
Name on Document
Issued By
Place of Issue
Confirmation
- Original
- Certified
- Photo
- Address
- Full Name
- Signature
- DOB

Name of nearest relative not living with you
Contact Name
Contact Number
Email
Address(Required)
Street Address Suburb State Postcode
Accountant Details
Contact Name
Organisation
Contact Number
Email
Address(Required)
Street Address Suburb State Postcode
Solicitors Details
Contact Name
Organisation
Contact Number
Email
Address(Required)
Street Address Suburb State Postcode
Credit History Details Applicant 1
Credit Issue
- Arrears
- Defaults
- Judgements
- Bankruptcy
- None
Resolution and Date
Credit History Details Applicant 2
Credit Issue
- Arrears
- Defaults
- Judgements
- Bankruptcy
- None
Details
Resolution and Date

Property 1
Property 1 Address(Required)
Street Address Suburb State Postcode
Type
- House
- Unit
- Land
- Construction
- Owner Occupied
- Investment
Property Ownership % Applicant 1
Detail percentage ownership
Property Ownership % Applicant 2
Detail percentage ownership
Estimated Value
Certified Value
Contact for access
Contact Name
Contact Number
Contact Email
Valuer's Details
Valuer's Name
Valuer's Number
Valuer's Email
Property 2
Property 2 Address
Street Address Suburb State Postcode
Type
- House
- Unit
- Land
- Construction
- Owner Occupied
- Investment
Property Ownership % Applicant 1
Detail percentage ownership
Property Ownership % Applicant 2
Detail percentage ownership
Estimated Value
Certified Value
Contact for access
Contact Name
Contact Number
Contact Email
Valuer's Details
Valuer's Name
Valuer's Number
Valuer's Email

Applicant 1 Income
Total Monthly Income
Income
Income Type
Amount
Frequency
Steps taken to verify income
- PAYG Slips
- Tax Returns
- Income Tax Returns
- Loan Statements
Income must be verified prior to product recommendation
Applicant 1 Fixed Expenses
Total Monthly Expenses
Fixed Expenses
Expense Type
Amount
Frequency
Refinance (Select Yes if expense is being refinanced)
Balance

Applicant 2 Income
Total Monthly Income
Income
Income Type
Amount
Frequency
Steps taken to verify income
- PAYG Slips
- Tax Returns
- Income Tax Returns
- Loan Statements
Income must be verified prior to product recommendation
Applicant 2 Fixed Expenses
Total Monthly Expenses
Fixed Expenses
Expense Type
Amount
Frequency
Refinance (Select Yes if expense is being refinanced)
Balance

Housing
Land Rates
Water Rates
House and Contents Insurance
House Repairs
Strata Levies
Home Contents Replacements
Housing Sub Total
Transport
Petrol
Repairs
Registration
Fines
Insurance
Licence
Fares
Transport Sub Total
Education
School Fees
Uniforms
Self Education
School Excursions
Tutoring/Books
Sports / Out of School Activities
Pre-school
Child Minding
Education Sub Total
Utilities
Electricity
Heating Oil
Gas
Water
Mobile Phone
Internet and Cable TV
Telephone
Pool/Garden Expenses
Utilities Sub Total
Food
Groceries
Meat
Fruit/Vegetables
Lunches
Pet Food
Take Away Food/Restaurants
Food Sub Total
Medical
Health Insurance
Doctor
Dentist
Eye Care and Optometrist
Chemist
Specialists / Alternative Therapies
Pet and Vet
Medical Sub Total
Personal
Clothing
Haircuts
Grooming / Cosmetics
Entertainment
Sport
Club Fees
Newspapers and Magazines
Holidays
Gifts
Pocket Money - Children
Drinks Alcoholic
Cigarettes / Tobacco
Laundry / Dry Cleaning
Gambling / Other
Donations / Other
DVDs / Videos / Movies
Postage / Films
Miscellaneous
Personal Sub Total
Total
Living Expenses Total

Property 1
Property 1 Address(Required)
Street Address Suburb State Postcode
Type
- House
- Unit
- Land
- Construction
- Owner Occupied
- Investment
Property Ownership % Applicant 1
Detail percentage ownership
Property Ownership % Applicant 2
Detail percentage ownership
Estimated Value
Certified Value
Contact for access
Contact Name
Contact Number
Contact Email
Valuer's Details
Valuer's Name
Valuer's Number
Valuer's Email
Property 2
Property 2 Address
Street Address Suburb State Postcode
Type
- House
- Unit
- Land
- Construction
- Owner Occupied
- Investment
Property Ownership % Applicant 1
Detail percentage ownership
Property Ownership % Applicant 2
Detail percentage ownership
Estimated Value
Certified Value
Contact for access
Contact Name
Contact Number
Contact Email
Valuer's Details
Valuer's Name
Valuer's Number
Valuer's Email

Cheque, savings, term deposit and other accounts are:

Name of Institution e.g. name of bank, building society, etc	Account Type e.g. cheque, savings, etc	Owner(s) and percentage of ownership	Current Balance

Cheque, savings, term deposit and other accounts are:

Name of Institution e.g. name of bank, building society, etc	Account Type e.g. cheque, savings, etc	Applicant 1 percentage of ownership	Applicant 2 percentage of ownership	Current Balance

Investments (superannuation, managed funds, life insurance, shares, unit trusts)

Name of Institution e.g. name of bank, building society,portfolio etc	Investment Type e.g. super, insurance, shares etc	Owner(s) and percentage of ownership	Current Cash Balance

Investments (superannuation, managed funds, life insurance, shares, unit trusts)

Name of Institution e.g. name of bank, building society,portfolio etc	Investment Type e.g. super, insurance, shares etc	Applicant 1 percentage of ownership	Applicant 2 percentage of ownership	Current Cash Balance

Investments Sub Total

Motor Vehicles

Make and Model	Year Build	Owner(s) and percentage of ownership	Market Value

Motor Vehicles

Make and Model	Year Build	Applicant 1 percentage of ownership	Applicant 2 percentage of ownership	Market Value

Motor Vehicles Sub Total

Other assets (household items and personal effects, cash, boats, tools of trade)

Brief description of assets (Do not provide a detailed list of assets)	Owner(s) and percentage of ownership	Market Value

Other assets (household items and personal effects, cash, boats, tools of trade)

Brief description of assets (Do not provide a detailed list of assets)	Applicant 1 percentage of ownership	Applicant 2 percentage of ownership	Market Value

Other Assets Sub Total

Housing loans, overdrafts and other loans

Address of Security Property	Name of Lender and Account Number	Minimum Monthly Repayment	Ownership of Liability (%)	Amount Owing or LOC Limit	Refinance or Consolidating This Loan/Debt (Y/N)

Including business company loans secured by mortgages

Housing loans, overdrafts and other loans

Address of Security Property	Name of Lender and Account Number	Minimum Monthly Repayment	Applicant 1 Ownership of Liability (%)	Applicant 2 Ownership of Liability (%)	Amount Owing or LOC Limit	Refinance or Consolidating This Loan/Debt (Y/N)

Including business company loans secured by mortgages

Credit cards, store cards, unsecured overdrafts, etc

Name of Lender e.g. name of bank, store, etc	Credit Type e.g. MasterCard, Visa, etc	Credit Limit	Minimum monthly repayment	Ownership of Liability (%)	Amount Owing (Balance)	Refinance or Consolidating This Loan/Debt (Y/N)

Include details of credit cards, store cards, etc even if you have a nil balance

Credit cards, store cards, unsecured overdrafts, etc

Name of Lender e.g. name of bank, store, etc	Credit Type e.g. unsecured loan, car lease	Minimum monthly repayment	Applicant 1 Ownership of Liability (%)	Applicant 2 Ownership of Liability (%)	Amount Owing	Refinance or Consolidating This Loan/Debt (Y/N)

Other liabilities, including provisional taxation, HECS, guarantees on loans/leases etc

Brief description of other liabilities	Minimum Monthly Repayment	Ownership of Liability (%)	Amount Owing	Refinance or Consolidating This Loan/Debt (Y/N)

Other liabilities, including provisional taxation, HECS, guarantees on loans/leases etc

Brief description of other liabilities	Minimum Monthly Repayment	Applicant 1 Ownership of Liability (%)	Applicant 2 Ownership of Liability (%)	Amount Owing	Refinance or Consolidating This Loan/Debt (Y/N)

Requirements and Objective for this loan
- the purpose for which the credit is sought and the benefit to the consumer
- the amount of credit needed or the maximum amount of credit sought
- the timeframe for which the credit is required
- the term of the loan relative to the likely useful life of the asset
- the type of product, interest rate and special conditions applying to the credit contract and the relative fees
- whether the consumer seeks particular product features or flexibility
- whether the consumer understands the costs of those features and any additional risks
Loan Information - Primary Purpose
Loan Type(Required)
- Purchase New-Owner Occupied
- Purchase Land Only - Owner Occupied
- Purchase Land Only - Owner Occupied
- Purchase New – Investment
- Purchase Existing - Investment
- Purchase Land Only – Investment
- Refinance-Restructure Loan
- Refinance-Renovation Increase
- Refinance-Equity for Personal
- Refinance-Consolidate Debt
- Refinance-Equity for Investment
- Construction- Owner Occupied
- Off-the-Plan- Owner Occupied
- Switch – Owner Occupied
- Construction - Investment
- Off-the-Plan – Investment
- Switch – Investment
- Bridging
- Reverse Mortgage
- Off-the-Plan- Owner Occupied
- Off-the-Plan- Owner Occupied
Loan Purpose(Required)
- Up-stamp
- Pre-Approval
Refinancing and / or Debt Consolidation

Please ensure that any liabilities being refinanced / consolidated are indicated Part 6 of this document
What is the reason for refinancing or debt consolidation?
- Consolidating or Restructuring Finances
- More competitive pricing
- Refinancing and / or Debt Consolidation
- Specific features and products
- Dissatisfaction with service at current lender
More than one answer may be listed
If consolidating debts, the extend to which existing debts will be repaid through the loan requested?
Has a clear repayment history been demonstrated in the last 12 months?
Has there been any financial judgements against the applicants with respect to current loands, debts or liabilities?
Amount required to repay existing loans and related transaction costs (refinances only)
Payout Figure (approximately)
Costs (approximately)
Total

Applicant Funding Information
Eligible for FHOG?
- Yes
FHOG
Any FHB bonuses?
- Yes
Bonus
Eligible for FHB concession on stamp duty (HOC)?
- Yes
- No
Cash Deposit / Own Funds
Expected LVR
LMI (If applicable)
Loan Amount
Product Information
Product Type
- Standard Variable
- Basic Variable
- Equity / Line of Credit
- Intro/Discount
- Reverse Mortgage
- Fixed
Product Options
- Low Doc
- Interest in Advance
- Credit Impaired
- Professional Packs
Fixed Rate # Years From
Fixed Rate # Years To

Features Requested

E.g. internet banking, redraw facility, offset account, split facilities, portability, switching capacity, linked credit card, etc

Lenders Requested

Repayment Frequency
- Monthly
- Fortnightly
- Weekly
Repayments
- Principle and Interest
- Interest only
Interest Only Period Required?
- Yes
- No
Interest Only Period Length
Are loan costs to be capitalised into the proposed loan amount?
- Yes
- No
- Standard variable: This is the “premium” product that has an interest rate based on existing market conditions. The interest rate fluctuates over the term of the loan. Standard variable products usually come with a range of features, including mortgage offset, portability, linked accounts / credit cards, redraw facilities, internet banking etc
- Basic variable: Basic variable is a loan offering lower interest rates than the standard variable rate loan. In exchange for the lower fees, many of the common features are taken away, including mortgage offset, redraw facility, and early repayments.
- Fixed Loans: This means that the borrower’s interest rate and subsequent repayments are fixed for a set period. A penalty may be charged if clients wish to pay extra or repay their loan in full prior to the end of the fixed rate period
- Line of Credit: An interest only loan that allows the borrowers to draw on their funds up to a certain limit, and for whatever purpose they choose. Loosely resembling a credit card facility, but borrowers have their income deposited directly into the line of credit facility.
- Principal and interest: where the repayments cover the principal amount and the interest that is charged. The loan is paid off over the loan term that is set for the product.
- Interest only: the borrower pays only the interest in regular instalments and repays the loan at the end of the term.
- Interest in Advance: Allows the yearly interest on the loan to be calculated and paid in advance in the first month. It is generally only available on fixed rate loans for investment purposes.
- Please consult your broker if there is any terminology that you do not fully understand

General Considerations - Financial Circumstances
Has there been any financial stress or applications for hardship from any existing loans debt? If yes, please describe.
Have there been any defaults on any loans or debts in the last 2 years? If yes, please describe.
Is there a record of genuine savings in the last 12 months?
- Yes
- No
Addresses any significant changes to financial circumstances that are reasonably foreseeable*
Are there any circumstances that you are aware of that could affect your ability to repay this loan?
- Yes
- No
What type of change is expected?
- Temporary reduction in income
- Permanent / Long term change in income
- Anticipated large expenditure
Please describe the change
How will these changes be overcome (in order to meet the repayments)?
- Securing additional income
- Reducing expenditure
- Use of Savings
- Sale of Assets
*Factors that may impact financial circumstances in the future may relate to changes in employment, changes in family structure, changes in family relationships, significant sickness, changes in expenses due to geographical locations etc
Applicant Name(Required)
First Surname
Applicant Signature(Required)
Applicant 1 Name
First Surname
Applicant 2 Name
First Surname
Applicant 1 Signature(Required)
Applicant 2 Signature(Required)

Income
PAYG - Base Income (excludes overtime, commission etc.)
- Last three months payslips; and
- 6 months of bank statements from the date of the application showing salary credits; and
- Last two years Notice of Assessments and two years of Income Tax Returns.
PAYG Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "PAYG - Base Income" checklist
Self-Employed
- Personal/Business Income Tax Return and corresponding Notice of Assessment from the last two financial years; and
- Business financial statements from most recent financial year (accountant prepared Profit and Loss Statement and Balance Sheet); and
- Last six months bank statements demonstrating savings.
Self-Employed Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Self-Employed" checklist
Other Income (if applicable)
Bonus
- Letter(s) from employer or electronic payslips showing bonus amounts from the last 2 financial years.
Bonus Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Bonus" checklist
Rental
- Current lease agreement; or
- Statement/Letter from the managing agent; or
- Most recent Tax Return less than 15 months old.
Rental Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Rental" checklist
Liabilities and Assets
Liabilities
- 6 months of statements for each liability; and
- Current balance of each liability. This includes home loan/credit cards/LoC etc
Liabilities Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Liabilities" checklist
Assets
- Latest superannuation fund statement; and
- Latest share portfolio statement; and
- Term deposit statements; and
- Last three bank statements for savings account
Assets Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Assets" checklist
Purchase Documentation
Purchase Documentation
- Contract of Sale (Offer and Acceptance in Western Australia).
Purchase Documentation Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Purchase Documentation" checklist
Other
Other
- Drivers License/Passport;
- Home and Contents Insurance (if refinancing).
Other Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Other" checklist
Loans Being Refinanced
Loans Being Refinanced
- For mortgage loans, last three loan statements; and/or
- For non-mortgage loans (e.g. credit cards, personal loans), last three loan statements.
Loans Being Refinanced Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Loans Being Refinanced" checklist
Savings/Equity
Savings/Equity
- Evidence of savings over the last 6 months; and
- Current savings balances.
Savings/Equity Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Savings/Equity" checklist
Guarantors
- As above for each applicant
Company/Trust
Company/Trust
- Executed / Stamped / Signed Deed or Constitution;
- Certificate of Incorporation;
- Trustee details;
- Company Historic search.
Company/Trust Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Company/Trust" checklist

Income
PAYG - Base Income (excludes overtime, commission etc.)
- Last three months payslips; and
- 6 months of bank statements from the date of the application showing salary credits; and
- Last two years Notice of Assessments and two years of Income Tax Returns.
PAYG Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "PAYG - Base Income" checklist
Self-Employed
- Personal/Business Income Tax Return and corresponding Notice of Assessment from the last two financial years; and
- Business financial statements from most recent financial year (accountant prepared Profit and Loss Statement and Balance Sheet); and
- Last six months bank statements demonstrating savings.
Self-Employed Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Self-Employed" checklist
Other Income (if applicable)
Bonus
- Letter(s) from employer or electronic payslips showing bonus amounts from the last 2 financial years.
Bonus Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Bonus" checklist
Rental
- Current lease agreement; or
- Statement/Letter from the managing agent; or
- Most recent Tax Return less than 15 months old.
Rental Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Rental" checklist
Liabilities and Assets
Liabilities
- 6 months of statements for each liability; and
- Current balance of each liability. This includes home loan/credit cards/LoC etc
Liabilities Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Liabilities" checklist
Assets
- Latest superannuation fund statement; and
- Latest share portfolio statement; and
- Term deposit statements; and
- Last three bank statements for savings account
Assets Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Assets" checklist
Purchase Documentation
Purchase Documentation
- Contract of Sale (Offer and Acceptance in Western Australia).
Purchase Documentation Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Purchase Documentation" checklist
Other
Other
- Drivers License/Passport;
- Home and Contents Insurance (if refinancing).
Other Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Other" checklist
Loans Being Refinanced
Loans Being Refinanced
- For mortgage loans, last three loan statements; and/or
- For non-mortgage loans (e.g. credit cards, personal loans), last three loan statements.
Loans Being Refinanced Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Loans Being Refinanced" checklist
Savings/Equity
Savings/Equity
- Evidence of savings over the last 6 months; and
- Current savings balances.
Savings/Equity Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Savings/Equity" checklist
Guarantors
- As above for each applicant
Company/Trust
Company/Trust
- Executed / Stamped / Signed Deed or Constitution;
- Certificate of Incorporation;
- Trustee details;
- Company Historic search.
Company/Trust Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Company/Trust" checklist

Income
PAYG - Base Income (excludes overtime, commission etc.)
- Last three months payslips; and
- 6 months of bank statements from the date of the application showing salary credits; and
- Last two years Notice of Assessments and two years of Income Tax Returns.
PAYG Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "PAYG - Base Income" checklist
Self-Employed
- Personal/Business Income Tax Return and corresponding Notice of Assessment from the last two financial years; and
- Business financial statements from most recent financial year (accountant prepared Profit and Loss Statement and Balance Sheet); and
- Last six months bank statements demonstrating savings.
Self-Employed Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Self-Employed" checklist
Other Income (if applicable)
Bonus
- Letter(s) from employer or electronic payslips showing bonus amounts from the last 2 financial years.
Bonus Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Bonus" checklist
Rental
- Current lease agreement; or
- Statement/Letter from the managing agent; or
- Most recent Tax Return less than 15 months old.
Rental Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Rental" checklist
Liabilities and Assets
Liabilities
- 6 months of statements for each liability; and
- Current balance of each liability. This includes home loan/credit cards/LoC etc
Liabilities Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Liabilities" checklist
Assets
- Latest superannuation fund statement; and
- Latest share portfolio statement; and
- Term deposit statements; and
- Last three bank statements for savings account
Assets Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Assets" checklist
Purchase Documentation
Purchase Documentation
- Contract of Sale (Offer and Acceptance in Western Australia).
Purchase Documentation Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Purchase Documentation" checklist
Other
Other
- Drivers License/Passport;
- Home and Contents Insurance (if refinancing).
Other Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Other" checklist
Loans Being Refinanced
Loans Being Refinanced
- For mortgage loans, last three loan statements; and/or
- For non-mortgage loans (e.g. credit cards, personal loans), last three loan statements.
Loans Being Refinanced Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Loans Being Refinanced" checklist
Savings/Equity
Savings/Equity
- Evidence of savings over the last 6 months; and
- Current savings balances.
Savings/Equity Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Savings/Equity" checklist
Guarantors
- As above for each applicant
Company/Trust
Company/Trust
- Executed / Stamped / Signed Deed or Constitution;
- Certificate of Incorporation;
- Trustee details;
- Company Historic search.
Company/Trust Files
Drop files here or

Max. file size: 128 MB.
Upload the files requested under the "Company/Trust" checklist
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Step 1 of 19 - Number of Applicants

Personal Details

Contact Details

Identification Applicant 1

Document 1

Document 2

Personal Details

Contact Details

Identification Applicant 2

Document 1

Document 2

Name of nearest relative not living with you

Accountant Details

Solicitors Details

Credit History Details Applicant 1

Credit History Details Applicant 2

Property 1

Contact for access

Valuer's Details

Property 2

Contact for access

Valuer's Details

Applicant 1 Income

Applicant 1 Fixed Expenses

Applicant 2 Income

Applicant 2 Fixed Expenses

Housing

Transport

Education

Utilities

Food

Medical

Personal

Total

Property 1

Contact for access

Valuer's Details

Property 2

Contact for access

Valuer's Details

Requirements and Objective for this loan

Loan Information - Primary Purpose

Refinancing and / or Debt Consolidation

Amount required to repay existing loans and related transaction costs (refinances only)

Applicant Funding Information

Product Information

General Considerations - Financial Circumstances

Addresses any significant changes to financial circumstances that are reasonably foreseeable*

Income

Other Income (if applicable)

Liabilities and Assets

Purchase Documentation

Other

Loans Being Refinanced

Savings/Equity

Company/Trust

Income

Other Income (if applicable)

Liabilities and Assets

Purchase Documentation

Other

Loans Being Refinanced

Savings/Equity

Company/Trust

Income

Other Income (if applicable)

Liabilities and Assets

Purchase Documentation

Other

Loans Being Refinanced

Savings/Equity

Company/Trust